5 Best Auto Insurance Companies Massachusetts 2019 – Auto and Price is a website that provides information about the latest car news, car rumors and also about the latest technology news.
Auto Insurance Companies Massachusetts
When we set out to find the best auto insurance providers in the Bay State, we went about it in much the same way we found the best nationwide auto insurance providers.
First, we determined the five largest auto insurance providers in Massachusetts by market share. We then scored each company on their website tools, educational offerings, and customer service. Following Auto Insurance Companies Massachusetts 2019 that we wrote for you
5 Best Auto Insurance Companies Massachusetts
MAPFRE is a great place to start when you’re shopping for auto insurance. It’s the largest provider of auto insurance in Massachusetts, covering 24% of the market share.
Consumer Reports readers ranked both the simplicity of the claims process and the timely payment of claims as “very good.” MAPFRE’s website is intuitive and easy to use, making it simple to decipher your coverage quickly. It also features a comprehensive list of both discounts and endorsements.
The quote tool is also speedy — in less than five minutes, we received an estimate. MAPFRE has a live chat feature, too (one of only two providers that offer this), which makes speaking to an agent a snap.
Liberty Mutual has a slick website — it’s well-designed, intuitive, and by far the easiest of all our picks to navigate. It makes sense, as it’s the second-largest auto insurance provider in Massachusetts, with almost 13% of the market share.
Still, Liberty Mutual received a big ding from us during the quote process. There are two ways to obtain a free quote on their website — you can either choose a quick estimate, which involves answering a few questions, or a personalized quote, which means answering more detailed questions.
We hit a roadblock in both versions when we were required to enter our Social Security Number to continue with the quote process. No other insurer required that sensitive information in order to churn out a free quote.
Safety Insurance has a few standout features, including an endorsement for pet coverage, one of only two of our providers to do so. That means if your pet is seriously injured in a car accident, it will reimburse a certain amount of your vet bills.
The company also offers an Auto Loan/Lease Gap endorsement, meaning in the event your car is totaled, the insurance company will pay any unpaid amount on the lease or loan of your vehicle. That’s a big deal for anyone who is financing or leasing their car.
However, one area where Safety Insurance disappointed is its online quote process — there is none. That’s needlessly inconvenient when you’re shopping around for price comparisons.
In terms of its financial stability, Safety Insurance only received ratings from A.M. Best, which gives it an A for a “very strong capacity to meet financial commitments.”
Arbella Insurance is the fifth-largest auto insurance provider in Massachusetts, covering 8.8% of the market share. It received 3/5 from J.D. Power.
However, there is no live chat capability and sparse educational tools regarding coverage options. Much like Safety Insurance, there is no way to retrieve an online quote from Arbella, so you’ll have to call and speak to an agent.
Plymouth Rock Assurance Company
Plymouth Rock Assurance received 3/5 from J.D. Power, giving it a ranking of “about average” for overall customer satisfaction.
While the company does offer roughly a dozen various discounts, the website doesn’t list them all, making it hard to tell how much you’ll be able to save.
The first time we attempted to get an online quote, we got an error message and the site suggested we “try again in a few hours.” When we did, it was a seamless process, with its quote generator churning out a price for us within less than five minutes. Aside from that initial hiccup, Plymouth Rock’s quote generator was our favorite out of all of our providers — quick and painless. Source: www.reviews.com
What is the minimum auto insurance in MA?
The bare minimum car insurance requirement for Massachusetts drivers is: $20,000 bodily injury per person per accident. $40,000 bodily injury for all persons per accident. $5,000 property damage liability.
What is the average cost for car insurance in Massachusetts?
How much is car insurance in Massachusetts? If you’ve been driving in Massachusetts, you know that auto insurance is high here. MA drivers pay an average of 1,058.50 a year. The national average is 889.01 yearly.